#hero-9 {
  position: relative;
  background-attachment: fixed;
  background-size: cover;
  background-position: center;
  padding: 150px 20px;
  color: #fff;
  text-align: center;
}
#hero-9 .parallax-overlay {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(0, 0, 0, 0.4);
}
#hero-9 .container {
  position: relative;
  z-index: 2;
}
#hero-9 .hero-title {
  font-size: 56px;
  font-weight: 700;
  margin-bottom: 20px;
}
#hero-9 .hero-subtitle {
  font-size: 24px;
  margin-bottom: 30px;
}



#policy-5 {
  padding: 60px 15px;
  margin: 0 auto;
  background: #f4f4f4;
}
#policy-5 .content-wrapper {
  max-width: 900px;
  margin: 0 auto;
  padding: 40px;
  background: #fff;
  border-radius: 8px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.1);
  text-align: left;
  font-size: 1rem;
  line-height: 1.8;
  color: #333;
}
#policy-5 .content-wrapper h2 {
  font-size: 2.5rem;
  margin-bottom: 20px;
  text-align: center;
}
#policy-5 .content-wrapper p {
  margin-bottom: 15px;
}



#text-block-22 {
  padding: 80px 0;
  background-color: var(--section-bg-color, #e9ecef);
}
#text-block-22 .container {
  max-width: 750px;
}
#text-block-22 .speech-bubble-box {
  position: relative;
  background-color: var(--bubble-bg-color, #ffffff);
  color: var(--bubble-text-color, #343a40);
  padding: 35px 40px;
  border-radius: var(--bubble-radius, 15px);
  box-shadow: 0 5px 20px rgba(0, 0, 0, 0.1);
}
#text-block-22 .speech-bubble-box::after {
  content: "";
  position: absolute;
  width: 0;
  height: 0;
  border-style: solid;
}
#text-block-22 .speech-bubble-box.position-bottom-left::after {
  border-width: 15px 15px 0 0;
  border-color: var(--bubble-bg-color, #ffffff) transparent transparent
    transparent;
  bottom: -15px;
  left: 30px;
}
#text-block-22 .speech-bubble-box.position-bottom-center::after {
  border-width: 15px 10px 0 10px;
  border-color: var(--bubble-bg-color, #ffffff) transparent transparent
    transparent;
  bottom: -15px;
  left: 50%;
  transform: translateX(-50%);
}
#text-block-22 .speech-bubble-box.position-bottom-right::after {
  border-width: 15px 0 0 15px;
  border-color: var(--bubble-bg-color, #ffffff) transparent transparent
    transparent;
  bottom: -15px;
  right: 30px;
}
#text-block-22 .speech-bubble-box.position-top-left::after {
  border-width: 0 15px 15px 0;
  border-color: transparent var(--bubble-bg-color, #ffffff) transparent
    transparent;
  top: -15px;
  left: 30px;
}
#text-block-22 .text-heading {
  font-size: 1.8rem;
  font-weight: 600;
  color: inherit;
  margin-bottom: 20px;
  text-align: center;
}
#text-block-22 .text-paragraph {
  font-size: 1.05rem;
  line-height: 1.75;
  color: inherit;
  opacity: 0.9;
  margin-bottom: 1rem;
  font-style: italic;
}
#text-block-22 .text-paragraph:last-child {
  margin-bottom: 0;
}
#text-block-22 .text-paragraph:first-of-type {
}
@media (max-width: 767.98px) {
  #text-block-22 {
    padding: 60px 0;
  }
  #text-block-22 .speech-bubble-box {
    padding: 30px 25px;
  }
  #text-block-22 .text-heading {
    font-size: 1.6rem;
  }
  #text-block-22 .text-paragraph {
    font-size: 1rem;
  }
  #text-block-22 .speech-bubble-box::after {
  }
  #text-block-22 .speech-bubble-box.position-bottom-left::after,
  #text-block-22 .speech-bubble-box.position-top-left::after {
    left: 20px;
  }
  #text-block-22 .speech-bubble-box.position-bottom-right::after {
    right: 20px;
  }
}



#faq-20 {
  padding: 80px 0;
  background-color: #f4f7fc;
}
#faq-20 .faq-section-title {
  text-align: center;
  font-weight: 700;
  margin-bottom: 3.5rem;
  font-size: 2rem;
}
#faq-20 .faq-elevated-card {
  border: none;
  border-radius: 10px;
  overflow: hidden;
  height: 100%;
  background-color: #fff;
  box-shadow: 0 5px 20px rgba(0, 82, 255, 0.07);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
#faq-20 .faq-elevated-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 10px 30px rgba(0, 82, 255, 0.1);
}
#faq-20 .faq-card-header button {
  width: 100%;
  text-align: left;
  padding: 1.3rem 1.7rem;
  font-weight: 600;
  font-size: 1.05rem;
  color: #343a40;
  background-color: #fff;
  border: none;
  position: relative;
  transition: background-color 0.2s ease, color 0.2s ease;
  box-shadow: none !important;
  border-bottom: 1px solid transparent;
}
#faq-20 .faq-card-header button:hover {
  background-color: #f8f9fa;
}
#faq-20 .faq-card-header button:not(.collapsed) {
  color: #0d6efd;
  background-color: #fff;
  border-bottom-color: #e0e0e0;
}
#faq-20 .faq-card-header button::after {
  content: "\\2b";
  font-family: "Font Awesome 6 Free";
  font-weight: 900;
  position: absolute;
  right: 1.7rem;
  top: 50%;
  transform: translateY(-50%) rotate(0deg);
  transition: transform 0.3s ease;
  font-size: 1em;
  color: #adb5bd;
}
#faq-20 .faq-card-header button:not(.collapsed)::after {
  transform: translateY(-50%) rotate(45deg);
  color: #dc3545;
}
#faq-20 .faq-card-body-collapse .card-body {
  padding: 1.7rem;
  line-height: 1.7;
  color: #495057;
  background-color: #fdfdff;
}
#faq-20 .faq-card-body-collapse .card-body p:last-child {
  margin-bottom: 0;
}